2022 Tax Guide, Term Pricing Grid & Resources

Download the 2022 Tax Guide of your choice

Quick Reference (6 pages)

2021-2022 Comparative (12 pages)


Increase or lengthen their current safety net?

The world is ever-changing. Prolonged low interest rates continue to challenge traditional income yield expectations.  What rate of return did you use for your client’s death benefit needs analysis?  Does it make sense for your clients to increase their safety net, or is it possible they will need coverage longer than expected?

The below link provides the cost of $1,000,000 under different lengths of term insurance.  Numbers are linear however when calculating coverage under $1,000,000 add an additional 5% for banding.

Million-Dollar Term Resource

If your client is in good health & under the age of 60, they may be able to add up to $3,000,000 of coverage without the typical blood/urine component of underwriting. 


When was the last time you reviewed your client’s insurance protection? 

Many things have likely changed since they last purchased insurance.  IIC can help you review existing or proposed coverage for your clients. 

Launch our Life Insurance Review Kit to determine the level of analysis and information needed for each policy. 

Complimentary Vital Signs Reports

Any policy review starts with determining the quality of the existing carrier.  In today’s environment more carriers are struggling to compete.  Insurance is a long-term proposition making it important to have a carrier that can weather the financial storms along the way.  We’ve provided a sample report for your review.

Sample VS Report

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