IIC is here to help you with your client protection needs. We offer life, long-term care, and disability insurance, as well as fixed annuities. We are experts in the estate and business planning uses of insurance.
We have provided 4 resources below to help you with your clients in the planning process.
Life Insurance
Our Million-dollar resource offers ballpark pricing for a million-dollar unit of term insurance. Utilize this price grid when formulating the protection side of their financial plan.
Long-Term Care Insurance
Nationwide’s newly released Caregiving Resource Guide contains helpful information and links to additional resources to help your clients create a care regiment for their loved one. It also provides great advice and resources focusing on the caregivers emotional, physical, and financial health.
Disability Insurance
Unlike death, which is imminent, many people have the “not me” mindset and refuse to purchase disability insurance. This Disability Resource shares statistics to help your client understand the odds may be larger than they think. For those in their prime working years, if their paycheck stops their financial plan derails.
Annuities
At times, it can be challenging to open a closed mind or explain things in simplified terms so others can better understand them. This Morningstar Interview helps explain the value of guaranteed lifetime income when planning for retirement. It is important to note annuity rates have risen rapidly since 2021, and many believe our economic outlook has worsened.
Having your retirement cake and slicing it too!
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